Pennsylvania Osteopathic Medical Association
USI Affinity is pleased to partner with the Pennsylvania Ostoepathic Medical Association to bring you, the member, exclusive insurance products of exceptional value and quality. We understand that your reputation and assets are the foundation of your success.
Endorsed Products:
Group 10-Year Level Life
- Benefit Amounts From $50,000 - $1,000,000
- Rates Guaranteed For 10 Years
- Coverage Renewable To Age 75
- Volume Discounts
- Preferred Rates For Qualified Non-Smokers
- Portable Protection – Opportunity for coverage to stay with you.
- 30-Day “Free-Look” Provision
- Benefit Level That Never Decreases
Disability Income
- Your “Own Occupation” Protection
- Choice of Benefit Periods, Benefit Amounts & Waiting Periods to customize a Plan that meets your individual needs.
- Waiver of Premium During a Period of Disability
- Survivor Benefit Included
- Optional Riders: Residual Benefits, Cost of Living Adjustment, Guaranteed Purchase Option & Recovery Benefit Option
Long Term Care
- Members and spouses eligible to apply to age 80
- 30-day free look
- Spousal/Domestic partner discounts available
- Preferred Health Discount available
- 2-year Prepayment Discount available
- Choice of Indemnity or Reimbursement plan
- Inability to perform at least two activities of daily living to be eligible for benefits
Business Overhead Expense
- Pays Covered Expenses (Actual Overhead Expenses of Your Office) for 24 Months
- Waiver of Premium Included
- Guaranteed Purchase Option Available
- Choose Your Monthly Benefit
Hospital Indemnity
- Pays You Up To $300 Per Day When You Are Hospitalized
- Benefits Paid from the First Day of Hospitalization
- Double Benefit Paid for Intensive Care
- Guaranteed Issuance – with no health questions or medical exams
- Optional Full Family Protection