Pennsylvania Academy of Family Physicians

USI Affinity is pleased to partner with the Pennsylvania Academy of Family Physicians to bring you, the member, exclusive insurance products of exceptional value and quality. We understand that your reputation and assets are the foundation of your success.

Endorsed Products:

Medical

  • Variety of PPO and High Deductible Health Plans available to Sole Proprietors and groups of all sizes.
  • All plans are guaranteed issue. There are no medical questions. Participation guidelines apply.
  • Choice of monthly, quarterly, semi-annual or annual billing modes.
  • Groups with 11-50 participants may select two medical plans, groups of 51+ may select up to 3 plans.

Group 10-Year Level Life

  • Benefit Amounts From $50,000 - $1,000,000
  • Rates Guaranteed For 10 Years
  • Coverage Renewable To Age 75
  • Volume Discounts
  • Preferred Rates For Qualified Non-Smokers
  • Portable Protection – Opportunity for coverage to stay with you.
  • 30-Day “Free-Look” Provision
  • Benefit Level That Never Decreases

Disability Income

  • Your “Own Occupation” Protection
  • Choice of Benefit Periods, Benefit Amounts & Waiting Periods to customize a Plan that meets your individual needs.
  • Waiver of Premium During a Period of Disability
  • Survivor Benefit Included
  • Optional Riders: Residual Benefits, Cost of Living Adjustment, Guaranteed Purchase Option & Recovery Benefit Option

Long Term Care

  • Members and spouses eligible to apply to age 80
  • 30-day free look
  • Spousal/Domestic partner discounts available
  • Preferred Health Discount available
  • 2-year Prepayment Discount available
  • Choice of Indemnity or Reimbursement plan
  • Inability to perform at least two activities of daily living to be eligible for benefits

Business Overhead Expense

  • Pays Covered Expenses (Actual Overhead Expenses of Your Office) for 24 Months
  • Waiver of Premium Included
  • Guaranteed Purchase Option Available
  • Choose Your Monthly Benefit

Accidental Death & Loss Of Use

  • Benefit for Injury from Covered Accidents – Accident, Death or Loss of Use
  • Permanent & Total Disability Due to Injury
  • Family Coverage Available
  • Survivor Benefit
  • $25,000 - $300,000 Principal Sum